Financial independence · retire early

🔥 FIRE Planner

Enter your income, spending and current savings to see your FIRE number (25× annual spending), how many years until financial independence at your savings rate, and a live chart of your net worth racing toward the goal.

Current age

Income / month

Spending / month

Current savings

Real return %/yr

Withdrawal rate %

FIRE number = annual spending ÷ withdrawal rate (4% ⇒ 25×). “Real return” means after inflation — 5% real ≈ 8–9% nominal in VN. This is a planning toy with constant assumptions, not financial advice; sequence-of-returns risk is real.